Steps to Move to the EU in 2025
Relocating to the EU requires preparation across several areas: documents, housing, finances, and employment. Each stage has its nuances and requirements.
🔍 Staying informed with up-to-date data and real scenarios will help you avoid common mistakes when applying for an EU visa in 2025.
Table of Contents
- Visas and Legal Stay
- Finding and Renting Housing
- Employment and Income
- Financial Preparation
- Healthcare and Insurance
- Taxes and Money Transfers
- Personal Story
- Summary
- FAQ
Visas and Legalization of Stay
In 2025, entering Europe requires selecting the right visa type. Main options include:
✅ Work visa – for those with a job offer from a European employer.
✅ Student visa – for university or postgraduate studies.
✅ Business visa – for entrepreneurs and investors (investment required: €50,000–100,000).
✅ Residence permit without work rights – for financially independent individuals (proof of income: €2,500–4,000/month).
📌 Visa processing comparison:
| Visa Type | Processing Time | Cost (€) |
|---|---|---|
| Work (Blue Card) | 1–3 months | 75–300 |
| Student | 1–2 months | 50–200 |
| Business | 3–6 months | 300–1,000 |
⚠️ Restrictions:
- Long processing times (especially for business visas).
- Strict income verification requirements.
As an alternative, moving to Georgia in 2025 can be a convenient temporary solution before transitioning to the EU.
Finding Housing and Renting in the EU
Rental costs depend on the country and city. Demand is high in Germany and the Netherlands, while prices are lower in Poland and the Czech Republic.
📌 Rental tips:
- Use platforms like Immoscout24, Idealista.
- Always check the rental agreement — pay attention to termination clauses.
- Include utility costs in your budget (€200–400/month on average).
📉 Challenges:
- Deposits can equal up to 3 months’ rent.
- High competition in cities like Berlin and Amsterdam.
💡 Planning to buy property? In Spain and Portugal, you may be eligible for a residence permit by investment (starting from €350,000).
Employment and Income After Moving to the EU
After moving, legalizing your employment is crucial. Work in the EU after relocation is possible via contracts, freelancing, or launching a business.
📌 Advantages:
- High demand in IT, healthcare, logistics
- Startup support programs
- Remote work options with EU tax registration
⚠️ Restrictions:
- Income minimums required for residence
- Some professions need local certification
Again, consider Georgia as a transitional step if you’re preparing documents or income proof.
Financial Preparation
You’ll need a financial safety net when relocating. The average cost of living is €1,200–1,800/month per person.
📊 Average salaries in 2025:
| Country | Avg Salary (€) | In-Demand Sectors |
|---|---|---|
| Germany | 3,500–4,500 | IT, Engineering, Medicine |
| Poland | 1,500–2,500 | Logistics, Construction |
| Spain | 2,000–2,800 | Tourism, IT |
⚠️ Considerations:
- Language barrier (less of an issue in IT).
- Blue Card requires a degree and salary from €45,300/year (Germany).
💡 More on budgeting: see our full article — “How much savings do you need to move to Europe in 2025“.
Healthcare and Insurance
Without insurance, legal entry into the EU is often not possible. Many visas require proof of health insurance coverage.
📌 Pros:
- Most policies cover outpatient and emergency care
- International policies available in English
- Flexible in cost and duration
⚠️ Limitations:
- Not all plans cover chronic conditions
- Some policies are country-specific
💡 A detailed comparison is available in our guide: “Health insurance abroad: requirements and cost overview.”
Taxes and Money Transfers
Understanding EU tax rules is essential. Depending on your status, you might face double taxation.
📌 Pros:
- Many countries have double tax treaties
- EU zone uses standard tax reporting
- Option to obtain tax residency
⚠️ Challenges:
- Rules vary by country
- You may need to file in multiple jurisdictions
💡 Learn how to avoid unnecessary taxation in our guide on double taxation. Also check how to send money to family in Ukraine or CIS countries with minimal fees.
Personal Story
“I opened a Revolut account in Poland just 10 minutes after moving — all through my smartphone. I used my rental address and passport copy. Got a multi-currency card and IBAN right away.”
Summary
- Visa: Long-term stays typically require a national D visa or residence permit.
- Housing: Use trusted platforms; expect a security deposit.
- Work: Remote jobs or Blue Card are common entry options.
- Finances: Aim for a 3–6 month savings cushion.
- Healthcare: Insurance is a must for nearly all visa applications.
FAQ
What documents are needed to move to the EU in 2025?
You’ll need: international passport, visa, proof of funds, housing agreement, insurance, and possibly a police clearance.
Can I move without a job offer?
Yes. Some countries offer visas for freelancers, remote workers, startup founders, and investors.
Can I open a bank account before arriving?
Yes. Online banks like Wise or Revolut let you open accounts via app-based verification.
What taxes do migrants pay in the EU?
Depends on the country. Income tax typically ranges from 19% to 30%, with possible credits under tax treaties.
Where is the cheapest rent in the EU?
Bulgaria, Hungary, and Poland are among the most affordable. Big cities always have higher rental costs.
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